Mirror Wills Croydon

Mirror Wills all you need to know

Many people in the UK don’t have a will, and it’s surprising such an important aspect of living should be so woefully neglected. It’s stated that more than 50 per cent of adults in the UK haven’t made a will.

Given the turmoil and anguish that can surround untimely death, it seems bizarre so many people risk causing further upset by failing to deal with their estate, in the event of death. If death occurs, it is the law that makes decisions on property and capital distribution and not the surviving partner or any children.

For Couples

One way for couples to take advantage of a simple cost-effective will writing plan is to make mirror wills. These are wills that are virtually identical and designed to protect the surviving partner in the event of death.

They are a useful will for any married couple, civil partnership or unmarried couple to ensure that in the event of death, the surviving member of the partnership will inherit the estate.

Wills can also be used to confirm that if both members of the partnership die at the same time, all of the joint estate is transferred to any children/other beneficiaries.

Taking out wills protects partners, particularly if they are an unmarried couple and prevents any legal issues arising if untimely death should occur.

Although wills are generally just about the same, there can be slight differences incorporated within each will. These tend to be small variations such as additional executors.

A mirror will is a legal form of inheritance for couples with children. Here, the couple decides to visit registered solicitors who will draft both of their wishes into a single will and email them a copy. In other words, a mirror will is a legal agreement between a couple and their solicitors. Thereafter if your loved one dies, then the remaining partner inherits the property on behalf of the children.

Advantages of mirror wills

  • Wills are free and flexible. For instance, mirror wills can be edited at any time by either of the partners. To do this, you can easily email your solicitor who will conduct the services on the will as per your request
  • These wills are cost-effective, unlike in the case where the couple decides to head for two individual wills. For instance, mirror wills will have a couple deploy the services of a solicitor once on a single sheet.
  • Mirror wills can also be used by two people who are not married, say a divorced couple who want the best for their children.
  • Wills are not taxed in England, especially if the couple is domiciled in England for tax purposes.

Inheritance Tax can be avoided when a will is in place leaving everything to a partner.

Disadvantages of Mirror Wills :

Frequently Asked Questions:

UK Will Writing Statistics

According to research by unbiased.co.uk in 2016, 75% of those surveyed had not reviewed their Will in the last ten years!
In 2013 a survey by Certainty.co.uk revealed that 67% of UK residents were unaware of the location of their parents’ Wills!

A Trusted Company!

To find out more about our will writing service all you have to do is give us a call. One of our friendly team members will chat with you about your personal circumstances and what you wish to include in your will. We will then schedule a visit, at a time of your choosing, for one of our Legal Consultants to come and visit you

They will gather all of the necessary information together in order to prepare and write your will. Once this stage has been completed you will then receive your completed will for approval. The whole process takes an average of 28 days. To find out more information please do give us a call today. We offer a fixed fee and guarantee the lowest local will writing prices.


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Writing wills is the only way to ensure that your money, possessions, property, as well as your investments, has gone to the people or the causes that you care of.

How to write a will

Find out the value of your property. You can draw a list of your lasting assets and your debts too.

The assets that usually make an estate are

  • motor vehicles
  • your company
  • your home, furniture and other household pieces of stuff
  • all your savings (bank/building society accounts)
  • insurance,
  • pension funds
  • investments like stocks and shares
  • other property that you own
  • other personal belongings registered under your name

Then calculate the amount of debt you have. Debts may be a mortgage, a bank overdraft, a credit card balance, loans or equity release. These assets should be valued on a regular basis since their value keeps changing over time. To clarify this you can contact the people responsible to know how long lasting they are.

The will should be transparent regarding your assets. Ensure you have stated well who you would like to gain from your will. Decide where the remains of the assets will go (any money or property that is generally left after meeting the funeral along with administrative expenses, taxes, and legacies). State what to be done if one of your beneficiaries dies before you. If you desire to give any particular gifts to specific individuals like charity, ensure that you have included the correct information like the full names, addresses, and the charity’s registered number. Erroneous information might make your chosen charity to be denied the gift. This is a long lasting decision make sure it is satisfactory to you.

Executors deal with the distribution of your assets once you are dead. It involves a lot of work and accountability, thus think about the people you appoint cautiously.

It’s now the time to write your will

Make your own will:

Make your own will and ensure that it is valid. It should be correctly drafted and signed.


It is typically best because they offer legal advice. Look for one who specializes in wills. Ensure that they are registered with the relevant body.


Some of the banks have will-writing services as well as advice regarding asset planning.

Professional wills writers:

these are not qualified solicitors; hence, they might not be regulated. Do thorough checks if they are registered before you choose one? You do not want to mess up because of less research on solicitors.

Ensure your will is valid

Your will should be in writing, and only you should sign it and witness by at least two people who should as well sign it in your presence. You should have the mental capability of making the will and also understand the effect that it will have. Finally, you should make the will willingly and not from anyone else pressure. The beneficiaries, their family or civil partners are not supposed to act as witnesses; otherwise, they will lose their right of the inheritance. They are not even supposed to be present when the will is being signed. It is not advisable for an executor to be a witness.

Making a will in sickness

The will can be signed on your behalf if you are not capable provided that you are in that room and you have the mental capability to make the will. It should contain a clause stating that you understood everything prior to signing it. In case of a severe ailment, you might require a statement from a medical practitioner certifying that you have understood what you are about to sign then you can get an attorney. You can as well appoint somebody else to have a short-term power to sign your legal documents by giving them a general power of Attorney.

Keep updating your will

You are supposed to review your will after every five years or after a significant change like a moving house or new grandchild, and you should never make changes to the original will. For minor amendments, you can add just an addition, called a codicil that must be signed and witnessed just like the will, even though the witnesses don’t need to be the same. For significant changes like remarrying or divorce, the will requires to be changed. You must make a new one and cancel the previous one.

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Thanks for all your services in making the will for us, and also placing us right when we really needed it. Well worth the money many thanks!
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